Tell people how they can cash all the money on their credit cards & not have to pay back one cent! It's easy!
After the card has been applied for, the card company, which is NOT the "lender", passes the document to the central bank, who give the card co. the "loan, multiplied by the fractional reserve rate", i.e the card co. make a fortune from the client who applied for the money, it is the CLIENT who raises the money from THEIR NAME & SIGNATURE! So; spend ALL the money, keep all the receipts (to prove that you have discharged the debt), & when the card co. or bank come chasing after you for payment, write them this: "Send me proof of your loss & I will pay you what you say I owe you". THEY CANNOT PROVIDE PROOF OF ANY LOSS, BECAUSE THEY HAVE MADE A HUGE PROFIT FROM YOU!, THEY CANNOT EVEN PROVIDE THE ORIGINAL CONTRACT THAT WAS SIGNED, BECAUSE IT WAS MONETIZED BY THEM!